Fixed Rate Mortgage Loans

Keep your monthly payment same for the entire loan term with a fixed-rate mortgage

15-year Fixed-rate Mortgage

30-yearFixed-rate Mortgage

Apply Today

Request Quote Now

Easy to apply for a loan with us, Once you have complete this form.

Picking the Right Mortgage

Integrating financial goals with the mortgage is essential, and here are some goals:

Steady Monthly Payment

To incur monthly payments, consider fixed-rate loans. The rate stays unvaried for the loan’s lifetime and only changes if your insurance premium or taxes do. Many clients avail 15-year fixed-rate loans.

Lower Rates

ARMs (Adjustable rate mortgages) provide comparatively lower rates and are ideal if you might refinance or resell the house before the fixed-rate period ends. A 5-year ARM with a 30-year mortgage is a prevalent choice.

A Term that Suits You

You can easily pay off the mortgage within the preferred time as LoansStore lets you pick any term between 5-30 years.

It’s Easier & Better with LoansStore

Here’s how we can help make the mortgage application process easier for you

Wide Range of Loan Options

Buy a home or refinance your existing mortgage, we offer you a wide variety of loan options

Trusted By Millions

We’ve already helped millions to purchase a home or refinance their existing mortgage

Low Rates & Cost

Compare and find the lowest rates from top rated national lenders in your area.

No Documents Needed To Start

Get started with the Digital Mortgage Experience and apply for your mortgage in minutes

Apply in 3 Easy Steps

America’s Preferred Choice For Online Mortgage Quote

1.

Complete the form

First we need to know a little about you and your needs for loan.

Apply Now

2.

Get Approval

You will within five working hours of submitting your application and get approved

3.

Secure Your Funds

After approved, we will work out with our nationwide lenders on the details you provided.

Why Get a Mortgage Quote Online?

You should acquire an online mortgage quote as answering a handful of queries can tell you the exact borrowing amount. In a few clicks, our application form can estimate your savings by opting for 15 instead of 30 years, the monthly payment reduction with a larger down payment, or the monthly payments. This requires a formal meeting in the bank, but you can get it answered anytime online.

Get started with the Digital Mortgage Experience

1. Find low rates in your state
2. Rates in less than 2 minutes
3. 100% free, safe, and secure

READY TO GET STARTED?

People LoansStore

What people are saying about our quoting services.

Excellent... very easy to apply

LoansStore helped us shop for a mortgage and lock in an insanely low rate in minutes.

Chester H. Davis

Simple and very smooth process...easy to get loan

Received a great rate on a 15 year fixed with the best closing costs I could find. Closing was quick and painless. Thanks!

Linda M. Evans

Things to Consider Before Getting a Mortgage

Before raising a mortgage, you need to ensure whether it is ideal or not. You should ask the following questions before applying for the pre-approval:

Get Started Now

Can You really afford a mortgage?

If you do not possess a steady income source and down payment, the answer is probably no. Affording a mortgage is doubtful even with a stable income and decent savings. Consider the budget after the accumulated cost of the upkeep and maintenance.

Are you going to stay in this area for a while?

If you intend to move out in 2-3 years, then purchasing a house isn’t rational. The purchase process is costly and you can incur a loss. So consider renting if you won’t stay for at-least 5 years.

Do you understand your credit score and how to improve it?

If you're unaware of what a credit score is, then raising a mortgage isn’t a sensible decision. Your credit score heavily influences your monthly payments alongside mortgage APR. So fully comprehend your credit score and improve it before applying.

Are you choosing the right mortgage for your situation?

If you're opting for an interest-only mortgage simply because you're unable to afford payments, then it is not an ideal time to raise a mortgage. The payments rise substantially in 1-2 years, so consider an affordable mortgage, even if it incurs a longer-period.

How to Find the Best Mortgage Lender?

With our nationwide network, we can help you find the right mortgage lender based on your requirements

COMPARE COMPANIES

Get matched instantly with up to 20 top rated national lenders in your area. Shopping made easy.

COMPARE QUOTES

We suggest choosing at least 3 companies to find one that works best for you.

SAVE TIME & MONEY

Comparison shopping can save you time and hundreds of dollars or more.